DISTRICT COURT OF THE VIRGIN ISLANDS 
DIVISION OF ST. THOMAS AND ST. JOHN 
DLJ CAPITAL MORTGAGE, INC., 
Plaintiff, 
v. 
JUNEAU FAULKNER, DORIS FAULKNER, 
Defendants. 
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Civil No. 2009-150 
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APPEARANCES: 
 
Alex Moskowitz 
Dudley Topper & Feuerzeig 
St. Thomas, U.S.V.I. 
 
For DLJ Capital Mortgage, Inc., 
 
Benjamin A Currence  
Law Offices of Benjamin A. Currence  
St. Thomas, U.S.V.I. 
 
For Juneau Faulkner and Doris Faulkner. 
 
 
JUDGMENT 
 
GÓMEZ, J. 
 
Before the Court is the motion of the plaintiff, DLJ 
Mortgage Capital, Inc. (“DLJ”), for a deficiency judgment. 
 
On October 26, 2009, First Bank of Puerto Rico (“First 
Bank”) initiated this action for debt and foreclosure against 
Juneau Faulkner and Doris Faulkner (collectively, the 
“Faulkners”). First Bank and the Faulkners subsequently agreed 
to a consent judgment (the “Consent Judgment”). On May 25, 2012, 
the Court approved the Consent Judgment. 
Case: 3:09-cv-00150-CVG-GWC   Document #: 39   Filed: 03/06/18   Page 1 of 3
DLJ Capital Mortgage, Inc. v. Juneau Faulkner, et al. 
Civ. No. 2009-150 
Order 
Page 2 
 
 
The Consent Judgment ordered foreclosure of property owned 
by the Faulkners, which is described as “Parcel No. 165 Estate 
Anna’s Retreat, No. 1 New Quarter, St. Thomas, Virgin Islands, 
as shown on a map drawn by Antilles Land Development, Inc., 
dated January 19, 1967, Public Works Department File No. D9-627-
T67” (the “Property”). The Consent Judgment also ordered the 
Faulkners to pay to First Bank the principal amount of 
$95,967.25, interest in the amount of $17,948.21, late charges 
in the amount of $1,927.57, escrow advances in the amount of 
$8,878.88, and attorney’s fees and costs in the amount of 
$15,410.12. The Faulkners’ total indebtedness under the Consent 
Judgment is $140,132.03. Interest has accrued on that amount at 
the statutory rate. 
 
Subsequently, First Bank assigned all of its rights and 
interests in the Faulkners’ note and mortgage to DLJ. On May 8, 
2014, the Court substituted DLJ as plaintiff in this action.  
 
Pursuant to the Consent Judgment, the United States Marshal 
sold the Property at a public auction on April 20, 2015. At the 
public auction, DLJ entered the highest bid for the Property as 
a credit against its debt judgment. The high bid was $138,500. 
This amount is less than the total amount of the judgment by 
$1,632.03 plus all accrued post-judgment interest. 
 
DLJ now moves for a deficiency judgment. 
Case: 3:09-cv-00150-CVG-GWC   Document #: 39   Filed: 03/06/18   Page 2 of 3
DLJ Capital Mortgage, Inc. v. Juneau Faulkner, et al. 
Civ. No. 2009-150 
Order 
Page 3 
 
 
The premises considered, it is hereby 
 
ORDERED that pursuant to the terms of the Consent Judgment, 
DLJ shall have a deficiency judgment against the Faulkners in 
the amount of $1,632.03 plus all accrued post-judgment interest. 
 
 
 
 
  
 
 
S\ 
 
 
 
 
 
 
  
 
 
Curtis V. Gómez 
 
District Judge 
Case: 3:09-cv-00150-CVG-GWC   Document #: 39   Filed: 03/06/18   Page 3 of 3