AARP Medicare Supplement Plans
in the Virgin Islands Guide
TYPICAL GUARANTEED
ISSUE SCENARIOS
ELIGIBILITY
Guaranteed during the 6-month
Medicare Supplement Open
Enrollment Period (starting at 65+
and enrolled in Part B).
Available under certain conditions if
you lose or leave other health coverage
(apply within 63 days).
PLANS
AVAILABLE
Lose employer coverage
Medicare Advantage plan ends or
relocation occurs
Plan violates contract or is
misrepresented
Medicare supplement plan involuntarily
terminated (e.g., bankruptcy)
Common-qualified eligible individuals,
aged 65+, must be enrolled in Medicare
Part A and Part B, and meet residency
requirements. Medical conditions may
apply as specified in plan details.
GUARANTEED
ACCEPTANCE
• If 65th birthday or Medicare Part
B effective date is before 1/1/2020:
Plans C & F**
 • If both occur after 1/1/2020: Plans
A, B, G, K, L, N
EXCLUSIONS 
(What’s Not Covered)
UnitedHealthcare does not cover care that
is not medically necessary, experimental
treatments, or services excluded by
Medicare. Some restrictions may apply.
CANCELLATION
AARP members receive service support,
protection from unfair cancellation, and
access to customer service for claims
and policy questions. Plans cannot be
canceled due to health changes after
enrollment period.
KEY POINTS
Enrollment requires an AARP membership.
Claims are processed automatically with Medicare.
Not affiliated with or endorsed by the U.S. government.
Consult the Certificate of Insurance for complete information.
For questions about coverage,
exclusions, and costs, contact
UnitedHealthcare. 800-523-5800
Benefits
A
B
C**
F**
G
K
L
N
Part A Coinsurance &
Hospital 
C
Part A Hospice Care 
Coinsurance or Copayment
75%
Part A Deductible 
($1,736 in 2026)
50%
75%
Part B Coinsurance 
or Copayment
50%
75%
Part B Deductible 
($283 in 2026)
Part B Excess Charges
Blood (First 3 Pints)
50%
75%
Skilled Nursing Facility
Coinsurance
50%
75%
Foreign Travel Emergency
(80% up to $50,000 lifetime)
Out-of-Pocket Limit
$8,000
$4,000
Monthly Premium Rate
$132.25
$174.00
$208.00
$208.00
$157.50
$71.75
$120.00
$130.75
Medigap Supplement Benefit Table Plan
=PLAN PAYS 100% 
=$20 COPAY FOR DOCTORS AND $50 FOR EMERGENCY
ROOM VISITS
For more information contact VI SHIP:
STT/STJ: 340-774-2991 ext. 4507 or 4508
STX: 340-773-6449 Ext. 3151 or 3152