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IN THE UNITED STATES DISTRICT COURT 
FOR THE DISTRICT OF THE VIRGIN ISLANDS 
 
DIVISION OF ST. THOMAS 
 
JIMMY BETHEA, 
 
 
 
)  
 
 
 
 
 
 
) 
 
 
 
 
 
 
) 
 
 
 
Plaintiff, 
 
) 
 
 
 
 
 
 
 ) 
 
 
 
 
 
 
) 
                                 v.        
 
 
)         Civil Action No.   11-51                   
 
 
 
 
 
 
 
) 
MERCHANTS COMMERCIAL BANK, 
) 
et al.,  
 
 
 
       
) 
 
 
 
 
 
  
) 
 
 
 
Defendants. 
 
) 
 
AMBROSE, U.S. Senior District Judge 
 
OPINION 
AND 
ORDER OF COURT 
 
 
Per my Order dated October 31, 2012 (ECF No. [406]), Defendant Merchants 
Commercial Bank (“MCB”) submitted documents designated as MCB 1001, 1015, 1167, 1172, 
1249, 1254, 1270, 1275, 1282, and 1454 for in camera review.  Having carefully reviewed the 
communications for which MCB claims attorney-client privilege,1 I find as follows: 
1. I DENY Plaintiff’s motion to compel for the following documents:  1001, 1015, 1172, 
1249, 1282, & 1454.  Accordingly, MCB does not need to disclose the redacted 
communications for these documents. 
2. I GRANT Plaintiff’s motion to compel and MCB must produce the redacted 
communications as follows: 
a. 1167 – the information redacted at the second bullet under Section VI. 
                                                 
1 The documents produced by MCB also contain communications redacted for reasons other than a claim of 
attorney-client privilege.  Because I ruled on the production of this information in my October 25, 2012 Order, I 
focus only on the redactions concerning a claim of attorney-client privilege here.  
Case: 3:11-cv-00051-DWA   Document #: 423   Filed: 11/15/12   Page 1 of 2
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b. 1254 – the redacted information under Section III, “Office Lease.” 
c. 1270 – the information at Section II under the second paragraph of the 
subsection titled “Liquidity Ratio.” 
d. 1275 – the information redacted in the last paragraph of the page.  The 
information in the second full paragraph may remain redacted. 
 
AND ON this 15th day of November, 2012, it is so Ordered. 
 
 
 
 
 
 
 
BY THE COURT: 
 
 
 
 
 
 
 
 
/s/ Donetta W. Ambrose 
 
 
 
 
 
 
 
Donetta W. Ambrose 
 
 
 
 
 
 
 
Senior Judge, U.S. District Court 
 
Case: 3:11-cv-00051-DWA   Document #: 423   Filed: 11/15/12   Page 2 of 2