CAMPBELL, ARELLANO & RICH ATTORNEYS AT LAW P.O. BOX 11899 ST. THOMAS OFFICE: CHARLOTTE AMALIE TXTT i-urti* c N0 4A * B KONGENS CADE JOSEPH BRUCE Wm. ARELLANO SAINT THOMAS CHARLOTTE AMALIE CAROL ANN RICH U.S. VIRGIN ISLANDS 00801 TELEPHONE: 809/774-4858 ———————————— TELECOPIER: 809/776-8*42 OF COUNSEL: ROGER L. CAMPBELL ST. JOHN OFFICE: SCANDIC EXECUTIVE OFFICES ,__