IDENTITY THEFT &
ACCOUNT TAKEOVER
FAKE ONLINE 
STORES
As you prepare for a new school year, be aware of scams that
can steal your money, your identity, and your personal
information. SHOP smart. BANK smart. STAY protected.
Office of the Lieutenant Governor
Division of Banking, Insurance & Financial Regulation
STX  (340) 773 - 6449
STT  (340) 774 - 2991
PHISING 
EMAILS & TEXTS
FAKE SCHOLARSHIPS
& GRANTS
Websites and
social media ads
may offer deep
discounts on
laptops, tablets,
uniforms, and
other school
supplies, but
never deliver
your items.
TIP: Shop on
trusted websites
and check
reviews before
you buy.
Scammers can
pretend to be from
your school, a
college, or a
financial institution
to steal your
personal or banking
information.
TIP: Do not click on
links or provide
information.
Contact the school
or institution
directly.
If you have to pay
a fee upfront to
receieve a
scholarship or
grant, it’s
probably a scam.
TIP: Legitimate
scholarships never
require payment
to apply.
Scammers can
steal your personal
information
through  unsecured
Wi-Fi, fake apps, or
by sharing too
much of your
personal
information online.
TIP: Protect your
personal
information and
monitor your
accounts regularly.
Monitor your accounts regularly, report any suspicious activity to your bank immediately.
Keep documentation and receipts of high-value purchases. If you have a complaint about a
bank, insurance company, or financial service provider, we are here to help.
CLICK HERE TO 
VISIT OUR WEBSITE!
ltg.gov.vi