IN THE SUPERIOR COURT OF THE VIRGIN ISLANDS
                                   DIVISION OF ST CROIX

  RECOVERY FINANCE LIMITED                              ’
                                           Plaintiff,

                           v                                       Case No SX 202l-CV 00360

  VIRGIN ISLANDS GOVERNMENT
  HOSPITALS AND HEALTH FACILITIES
  CORPORATION AND GOVERNOR                                                2022 VI SUPER 51
  JUAN F LUIS HOSPITAL and MEDICAL
  CENTER

                                         Defendant


                               MEMORANDUM OPINION and ORDER

11      THIS MATTER comes before the Court on Defendant Virgin Islands Government Hospital
and Health Facilities Corporation‘s (“VIGHHFC”) Motion Requiring Jomder of an Indlspensable
Party, filed March 29, 2022 Plaintiffdid not file a response The arguments considered, the Court
will grant the Motion

                                              BACKGROUND

12      The Court will limit its recitation of background facts to those relevant to the disposition
of this pending Motion On or about December 30 2019 the Governor Juan F Luis Hospital
(“JFL”) and/or VIGHHFC, and Navigation Construction, LLC (“Navigation”) entered into a
Construction Contract (“Contract”) for the post hurricane reconstruction at JPL See Complaint at
1 5 and Exhibit 1 Motion at 1 ' On or about February 7, 2020, Navigation (as “Borrower”) and
Plaintiff Recovery Finance Limited (as “Lender”) (“Recovery”) pursuant to a Loan Agreement
between them, provided VIGHI-IFC and/or JFL with a Notice of Assignment and
Acknowledgement (“Assignment”) that required VIGHHFC and/or JFL to submit all payments
due Navigation under the Contract to be wired to Recovery Complaint at 1 7 and Exhibit 2 By its
Complaint, Plaintiff claims that VIGHl-IFC and/or JFL agreed to make all payments due
Navigatxon to Recovery and that payments made thereafier to Navigation were improper in
violation ofthe Assigmnent in favor of Recovery Complaint at 11 8 10



' The Contract describes the work as remediation of mold from the Intensive Care Unit and Operating
                                                                                                    Rooms at
JFL Complaint, Exhibit 1 at!
 Recovery Finance Ltd v V I Gov I Hosp: & Health Facilmes Corp                 Case No 8X 202 l-CV 00360
 Memorandum Opinion and Order
 Page 2 of 5                                                                        2022 VI SUPER $1

 13     However, Defenth argues that the Assignment was not properly executed, and that
 Navigation told VIGHHFC and/or JFL that the paperwork had not been finalized and directed
 VIGHHFC and/or JFL to make payments to Navigation See Motion at 1 2, see also Answer &
 Afinnative Defenses at 111] 7, 10

                                         LEGAL STANDARD

 14      Virgin Islands Rule of Civil Procedure 19 addresses required joinder of parties and states
 in the relevant portion

         (a) Persons Required to Be Joined if Feasible
             (1) Required Party A person who is subject to service of process and whose
             joinder will not deprive the court of subject matter jurisdiction must be joined
             as a party if
                 (A) in that person's absence, the court cannot accord complete reliefamong
                 existing parties, or
                 (B) that person claims an interest relating to the subject of the action and is
                 so situated that disposing of the action in the person's absence may
                     (i) as a practical matter impair or impede the person’s ability to protect
                     the interest, or
                     (ii) leave an existing party subject to a substantial risk of meaning
                    double. multiple, or otherwise inconsistent obligations because of the
                    interest
            (2) Joinder by Court Order Ifa person has not beenjoined as required, the court
            must order that person be made a party A person who refused to join as a
            plaintiff may be made either a defendant or, in a proper case, an involuntary
            plaintiff 2

35       In practice, “[t]he determination ofwhether a party must be joined to a lawsuit under Rule
 19 hinges on whether one of three tests outlined in Rule 19 (a)(1)(A) (a)(1)(B)(i) or (a)(1)(B)(ii)
can be met Arwdson v Buchar No ST 16 CV 410 
2018 WL 10613032
 at ‘14 (V I Super
June 6, 2018) ‘Only one of the three tests must be fulfilled for a party to be deemed required ” Id
“Once one of the grounds for joinder under Rule 19(8) has been established, the proper remedy is
to order joinder ” Callwood v Superlor Court ofthe VJ No ST 09 CV-499, 
2014 WL 7186900
at 1"2 (V 1 Super Nov 5 2014) (citing George v George 59 V1 1092 1099 (D V I 2013) Fed
R Civ P 19(a)(2)) see also Marsh Monsanto v Clarenbach, 66 V I 366 387, 390 (V I 2017)
(Swan, .1 , dissenttng), Cenm v Estate Chocolate Hole Landowners Ass’n Inc , No ST 15 CV
383 
2016 WL 3981434
 at *6 (V1 Super July 18 2016) sze Oak Banking Co v Princess M!”

2 The language of VI R Civ P 19(a) mirrors the language of Fed R Civ P 19(3)
 Recovery Finance Ltd v V] Gov 1 Hosp: & Health Facilities Corp                           Case No SX 2021 CV 00360
 Memorandum Opinion and Order
  Page 3 of 5                                                                                     2022 VI SUPER 51
 Props LLC Civil Acuon No 2016 0070 
2021 WL 3889412
 at ‘11 (D V1 Aug 30 2021)
 (ordered joinder when necessary party was absent) “1f the absent party is found to be a required
 party the Court then determines whether it has personal jurisdiction over the party proposed to
 bejoined Arwdson 
2018 WL 10613032
 at ’15

 16        As one court opined on the application of required joinder

          By its very nature Rule 19 (it) calls for determinations that are heavily influenced
          by the facts and circumstances of individual cases There is no precise formula for
          determining whether a particular non party is [required for] an action A
          determination of who is an indispensable party involves many considerations, and
          the decision must rest upon the facts ofeach particular case, the nature ofthe relief
          sought, and the nature and extent of a person’s interest in the controversy The
          pressing question for Rule 19 (a) assessments must be whether success in the
          litigation can afford the plaintiffs relief for which they have prayed Accordingly,
          the “completeness” of relief must be analyzed within the relevant level of
          generality the four comers of the complaint

Id (internal citations omitted) (internal quotation marks omitted)

11 7    Relevant to this matter, when considering if a non party to the litigation is a required party
under V I R Civ P l9(a)(1)(B)(ii), the Court “balances the plaintiffI’s] choice of forum against
the policies ofjudicial economy and the fairness to other parties " Id (quoting Smdm Expedition
Inc v Wreck & Abandoned Vessel known as The Smdia 
895 F 2d 116
, 122 (3d Cir 1990))
(internal quotation marks and brackets omitted)

                                                    DISCUSSION

18      In its Motion, Defendant VlGHHFC argues that Navigation is an indispensable party
because in its absence ‘ VlGHHFC would have a substantial risk of incurring double obligations”
in light of the fact that “Navigation could demand payment afier VlGHHFC has paid Recovery,
because it could claim that there is no valid Assignment ” Motion at 2 While Plaintiff dld not
oppose this Motion, the Court will still consider whether the proffered arguments meet the standard
of V I R Civ P 19 to require joinder 3

3 With respect to an unopposed motion to dismiss, ‘a motion is not automatically granted
                                                                                                     simply because it is
unopposed Leev Thomas No ST 17 CV 321 
2018 WL 5255322
 at ’1 (V I Super Oct
                                                                                                 19 20l8) (quoting Ayala
v Lockheed Martin Corp , 67 V I 290, 303 (V I Super 2017)) “In other words, even though
                                                                                                  a motion is unopposed,
courts must still determine whether to grant it, especially when the decision is within the
                                                                                            court's discretion ” 
Id.
 (citing
In re Alumina Dust Claims 67Vl 172 187 (VI Super Ct 2017))
 Recovety Fmance Ltd v V I Gov 1 Hosp: & Health Facilities Corp         Case No SX 2021-CV 00360
 Memorandum Opinion and Order
 Page 4 of 5                                                                  2022 VI SUPER 5]


19      The Conn considers persuasive the case of CWLC LLC v Mount HawIey Ins Co , 2022
 U S Dist Lexis 48580 (D La Mar 17, 2022) [hereinafier “Mount flawley’], which arose out of
a first party insurance dispute In Mount Hawley, CWLC filed suit against its insurer, Mount
HaWIey for failure to adequately pay on its casualty insurance claim for hurricane damage it had
incurred Id at ‘1 2 During the pendency of the case, CWLC hired Target Solutions to do
mitigation work pursuant to a service agreement that required all insurance proceeds be paid
directly to Target Solutions [d at *2 CWLC’s service agreement with Target Solutions included
a forum selection clause upon which Target Solutions relied to initiate litigation against Mount
Hawley and CWLC in Texas state court Id Mount Hewley argued that Target Solutions was a
necessary party to CWLC’s insurance claim litigation by virtue of the assignment of proceeds
provision, seeking dismissal due to its absence as a party Id at 3 The Mount HawIey court held
that “Target Solutions, as alleged assignee of plaintiff‘s coverage for mitigation work, is a
necessary party to this breach of insurance contract case” in that “Mount Hawley is        exposed to
a risk of conflicting or inconsistent obligations if litigation is allowed to proceed in both forums ”
Id at *6 7 The court ordered the plaintiffto amend its complaint, limiting its claims to insurance
coverage issues but not to include claims arising from CWLC’s mitigation work contracted under
the service agreement with Target Solutions Id at *9

1] 10 In the present case, Defendant VIGHHFC seeks an order requiring that Recovery join
Navigation as a necessary pany, arguing that the Court cannot accord complete relief between the
existing parties in Navigation‘s absence Similar to Mount]; Hawley, in the absence ofNavigation,
Defendant VIGHHFC is potentially exposed to duplicative obligations This possibility of
duplicative obligations might arise in that, afier the conclusion of the case, Navigation could
present its demand on the original Contact with VIGHHFC asserting Its claim to payment on
account based upon the invalidity ofthe Assignment In this setting, the Court finds Navigation to
be a required party as contemplated under V I R Civ P 19(a)(l)(B)(ii) and therefore must be
joined perVI R Civ P l9(a)(2) See Callwood 
2014 WL 7186900
 at *2 3

1| 1] The Court further notes that it has personal jurisdiction over Navigation The Court takes
judicial nonce that Navigatlon is a U S Virgin Islands limited liability company Search for
Registered Entities, www corporationsandtrademarks vi gov, (follow “Corporation Search”
hyperlink, then search “Item Name or Number” for “Navigation Construction”) (last visited April
28 2022) S V I C §§ 4901-4902
Recovery Finance Ltd v VJ Gov 1 Hosp: & Health Factlmes Corp        Case No SX 2021 CV 00360
Memorandum Opinion and Order
Page 5 of S                                                               2022 VI SUPER SI

       In light of the foregoing, it is hereby

       ORDERED that Defendant Virgin Islands Government Hospital and Health Facilities
Corporation’s Motion Requiring Joinder of an Indispensable Party is GRANTED It is further

       ORDERED that within 30 days, Plaintlff Recovery Finance Limited shall, if feasible, join
Navigatlon Construcuon, LLC as a party to the action



DATED May 6 2022

                                                   DOUGLAS A BRADY IU             B



ATTEST
TAMARA CHARLES
Clerk 0 e urt

B .                    -
      Court Clerk Supemsor .22

                                                          Distribution List
                                                          Alex M Moskowitz, Esq
                                                         Julie A Beberman, Esq , AAG